89% of Lexington Law customers that have experienced improvement with the service have increased their credit score by at least 40 points. But there are two questions you need to ask yourself. The firm began focusing on credit repair in 2004, although the law firm was formed several years before that, making Lexington Law one of the oldest credit repair companies in the business. Credit Saint and Lexington Law will also help craft cease and desist letters that encourage creditors from continuing to report inaccurate information after it's been disputed. The platform lags behind in terms of tech and tools. They will help you dispute errors on your credit report,remove late payments, and more. Additionally, Lexington Law's most advanced service level is more than Credit Saint's most advanced package option. For instance, they are now offering help to people whose scores may have been affected by the COVID-19 pandemic by helping them leverage reliefs provided by lenders under the CARES act. How Long Does It Take to Repair Your Credit? There are no incurring fees, which means you will not have to worry about signing up for a long period of time. We only recommend products or services that we would use ourselves and have gone through a significant amount of research before posting. Monthly fees from $69.95 to $119.95, plus first-work fee equal to one month's payment. Additionally, you will get a personalized dashboard to track progress, creditor interventions, score analysis, and score tracker. For instance, while Credit Saint charges $119.99 for their top package, customers pay a review fee of $195. Not many people are fully aware of what credit repair firms do or why they need to hire one. Credit Polish is Credit Saints most basic credit repair package. Takeaways for Choosing Between Lexington Law and Credit Saint. Where can you find the best Moving Company? As they tout, Lexington Law has removed more than 10 million negative items from consumer reports. Credit Saint vs Lexington Law vs Sky Blue vs CreditRepair.com vs Ovation 2022 CREDIT S2E216 5,446 views Jul 16, 2021 121 Dislike Share The Awesome S'witty Kiwi Show Credit Saint vs. Credit Saint is a solid choice for credit repair. Credit Saint can improve it by removing items that appear incorrect due to issues such as administrative errors, calculation errors, etc. The prices for Lexington Laws services are about $20 higher per tier per month than for Credit Saint. The site is designed to help consumers repair credit reports and improve their financial standing. Credit Saint offers three straight forward packages that are affordable and easy-to-understand: Clean Slate (most popular), Credit Remodel, and Credit Polish. Top Consumer Reviews. On the subject of feedback, reviews on Credit Saint generally focus on the exceptional help provided by the customer representatives. Here we provide an overview of Credit Saint and Lexington Law and the pros and cons of each. Customers can expect a robust experience when working with Lexington Law. It is a well-known credit repair company in the industry that offers some great features. Free consultation and 90-day money-back guarantee. They also offer a 90-day money-back guarantee if you do not see any questionable items removed from your credit report during that time. Credit Saint is a credit repair company that helps consumers repair their credit. Credit bureaus have innovated online disputes. Well, there are no significant differences. It was the same year that John C. Heath became the directing attorney. You can also compare Credit Saint vs Lexington Law by exploring all of the top credit repair services. Which one is the best for you? Top 4 Lenders for Bad Credit Loans: Compare Rates and Terms. On the positive side, they offer outstanding customer support, and some of their packages may be cheaper. Credit Saintand Lexington Law are both well-known credit repair companies that may be able to help you get your credit back on track. Lexington Law has over 18 years of experience and has helped remove millions of errors from credit reports. It all comes down to reputation. Which paid survey companies are the best? Both companies also charge an first work fee. Credit Saint charges $99.00 for this fee. How To Choose Between Lexington Law and Credit Saint. Now, the only thing that we take issue with is how the company handles complaints, particularly on their BBB.org page. One of the best ways to compare Lexington Law and Sky Blue is to look at their pricing and packages. Now, lets compare some key features of the best credit repair services: From this overview, you may have gathered that both services offer similar pricing plans. On the same note, trying to repair bad credit can also be one of the most challenging things an individual can face. This happens through negotiations with creditors, removing negative information reported to credit bureaus, and other strategies. And a credit repair company may come to the rescue. According to an FTC report, about 20 percent of people in the country have at least one inaccuracy on their report. Both companies are established and highly visible players in the business. While Credit Saint's most basic package option starts at $79.99 per month, Lexington Law's lowest service level starts at $89.85 per month. If youre in doubt about the best way to proceed, visit their website and call the support number for a free credit consultation. Compared side by side, bothCredit Saintand Lexington Law have comparable pricing, service levels, and speeds of service. It's a good idea to know exactly what you'll get from the service you select, before you sign up as a member. We were curious how these negative CreditSaint.com reviews were handled. This package is more hands-on and gives the customer more control over the entire credit repair process. There are a lot of credit repair companies to choose from, and it can be hard to know which one is the best fit for your needs. Pena vs. Lexington Law Firm was . Credit Saint is a repair company that was established in 2004 with the sole purpose of helping Americans fix their shaky credit histories.. Which tax relief service is right for you? How Rapid Rescoring Can Quickly Raise Your Credit Score, Credit Remodel At $99.99 per month, the Credit Remodel package isCredit Saints mid-tier service level. We break down the benefits and possible drawbacks of both services, so you can choose whichcredit repairservice is right for you. How have the two services performed when it comes to the level of customer care? You will pay about $109.85 per month. Credit Saint has a better basic package as it includes the score tracker and score analysis. The company is unique because it compromises solicitors with experience in the niche. Log in, Cost Comparison of Lexington Law Vs. Credit Saint, Lexington Law Credit Repair Packages and Pricing, Credit Saint Credit Repair Pricing and Packages, Credit Repair Results of LExington Law Vs. Credit Saint. Having said this, Lexington Law still takes time to respond to complaints. While Lexington Law does leverage in-house legal expertise, it is currently facing a class action law suit by the Consumer Financial Protection Bureau (CFPB). Credit repair involves identifying issues with your credit report, Our Ovation Credit review 2022 reaffirms the companys commitment to personalized credit repair. In this highlighted review, the client complained about not seeing any removal but getting charged for the service. You also get disputes for bankruptcies and repossessions. Both Credit Saint and Lexington Law will require your full commitment. This means being in it for the long haul. Think about a loan that you never took but it appears on your report due to an administrative error. Its one of the biggest highlights of the service and a recurring theme in their customer reviews. Not all Credit Saint reviews are positive. If there have been deletions within 90 days, Credit Saint may not issue the refund. They do this by taking the fight to the individual creditors. Lexington Law. As odd as it may sound, this is a pretty common problem yet very few people know what to do about it. On the other hand, there are companies that don't deliver what they promise. 2875 South Decker Lake Drive, Suite 200, West Valley City, Utah 84119. The companies also have good reviews on average, but Lexington Laws regulatory troubles and less than stellar BBB profile stop it from taking top marks in our review. They further stated that their 90-day refund policy applies to customers who have not seen any removals. Just to reiterate, Credit Saint holds an A+ rating with the Better Business Bureau. For instance, the company lacks a service guarantee. The biggest determinant of how fast items will be removed from your credit report is not the company you select. Generally, the service doesnt have as many complaints on their BBB.org page as competing services like Lexington Law. This makes it easy to monitor your account and the credit repair process on the go. You can choose from a variety of repair plans according to your requirements and budget. We may receive compensation (at no cost to you) when you click on links to those products. Well, both services scored 3 of 6 in our focus performance areas: All things considered, both platforms have major benefits and some drawbacks. If youre shopping around for credit repair services, its something to consider as you compare companies. This process takes time, and you certainly do not want to take a shortcut. According to the CFPB, this behavior was unlawful, as federal statutes prohibit credit repair companies from taking any money from customers until the company has done work on the customers behalf. CreditRepair.com and Lexington Law offers multiple credit repair service options to meet the needs of clients. They have a polished team of professionals that understands the business well. If you choose this one, you will also have to pay the first-work fee of $195. Like Credit Saint, Lexington Law also offers three different credit repair options to meet the needs of various clients. The online account page also allows clients to submit any feedback forwarded by the bureaus. It's no secret that businesses want to know what consumers think. Lexington Law boasts of its effectiveness on its website by providing data that backs up the fact that they receive real results for their customers. SimpleMoneyLyfe is an independent, advertising-supported publisher and may receive compensation for some links to products and services throughout this website. Lexington Law and The Credit People are both top-ranked companies that are well known for providing quality credit repair services. The following are some of the most frequently asked questions and answers regarding Lexington Law versusCredit Saint. Small is leading an important community effort and will partner with an area not for profit organization, O.C.E.A.N. Now, what features do you get? Top Products. The website is not very transparent about the number of challenges included in each plan, and customers need to dig or consult to receive that information. Its better to have a response than to have your complaint ignored entirely. One of the key benefits of bad credit loans is their flexibility. Because Lexington Law has its own smartphone app, the company has quite a bit more reviews compared to its competitors. This is not found in the other two packages, and depending on the severity of your situation, you may need more than 5 10 disputes to truly move the needle. Credit Saint vs. Lexington Law: Who is Better? These two companies have many similarities but also some differences that may be important when deciding between the two services. Thats when the paralegal will reach out after you purchase a package. Overall, the process takes as long as needed to remove as many negative items from your report as possible. Credit Saint operates on a 45-day dispute cycle. Who provides the best debt relief? So, if they are entirely dependent on mailing letters, it may mean waiting longer for the correspondence with the credit bureaus. This shouldnt be considered a drawback since no company in this niche can make such promises. As odd as it may sound, this is a pretty common problem yet very few people know what to do about it. Customers typically mention the names of paralegals who intervened in their cases. It can remove judgments and help improve your credit score. For instance, while Credit Saint offers a 90-day money-back guarantee, its still subject to many conditions. If you're behind on your tax payments or have past years where you didn't even file a return, you probably feel the pressure mounting. Making it possible to keep tabs on your FICO rating as well as your scores from other reporting bureaus using credit monitoring services. Credit Saint offers a 90-day money-back guarantee, while The Credit Pros doesnt make any refund promises. When comparing Lexington Law vs. Credit Saint, its also vital to compare the educational resources. Both companies have been in business for several years and offer quite a bit in terms of credit repair services and additional services. Credit Saint offers their cheapest package for $79 per month. Credit Saint vs. Lexington Law. Sometimes. Clean Slate In 2004, the law firm began focusing on offering credit repair services. Follow us! How does this package stack up to Credit Saints Credit Remodel package? You know your credit situation better than anyone else, so take this decision seriously. His credit advice has been featured in Investopedia, CreditCards.com, Bankrate, Huffpost, The Simple Dollar, Reader's Digest, LendingTree, and Quickbooks. The goal of the founders was to revolutionize the repair industry. Andrew founded Credit Weld with the vision of providing guidance and solutions for those who are experiencing hardship due to poor credit. When choosing a credit repair company to work with, there are a few things you need to consider. It was the same year that John C. Heath became the directing attorney. The Consumer Financial Protection Bureau (CFPB), which is the federal agency that handles oversight of the credit repair industry, filed alawsuitagainst Lexington Law in 2019, in which the CFPB alleges the company engaged in deceptive business practices by participating in an affiliate network that directed potential customers to Lexington Law. Lexington law comes off as the better service when it comes to free credit guides. Citi is an advertising partner. Keep reading our Credit Saint vs. Lexington Law smackdown to find out which company is better and how they differentiate. They only facilitate the process but they dont control what gets removed. Most companies train their customer representatives to offer professional credit rebuilding guidance to customers. Lexington Law takes a personalized approach to credit repair. While neither Credit Saint nor Lexington Law provides cookie-cutter answers to this question, our research indicates that Credit Saint is more aggressive at filing disputes and intervening with creditors. However, their number of years in business, excellent BBB rating, and good customer reviews suggest that they are effective in credit repair and one of the best companies in the business. Fast Facts Fees: $79 per month, plus a one-time fee of $99 Highlight: 90-day money-back guarantee An achievement that should not go unnoticed. Credit Takeoff strives to keep our information accurate and up to date. Credit Saint has a 45-day repair cycle. In our recommendation, Credit Saint outperforms Lexington Law overall. The company website has an educational blog that provides customers with valuable information about credit repair. The establishment is transparent about the lawyers it has on its team. The company has maintained an A+ rating for 13 years making it one of the most reliable credit repair firms. #1 CreditRepair.com. All three credit repair packages come with a 90-day money-back guarantee, and you can cancel any time without penalty. Every day, credit reports are pulled by companies and assessed as ways of determining eligibility for mortgages, credit cards, car loans, and many other financial situations. Late payments, applying for multiple credit cards in a short period of time, or even problems with mistaken identity can all lead to a less-than-excellent credit profile. Most of the actions taken on your behalf by a credit repair service can be done on your own. You will find many Credit Saint reviews on the Internet. It helps them achieve faster outcomes. This information may be different than what you see when you visit a financial institution, service provider or specific products site. They have two affordable packages, going for $79 and $109 per month. Lexington Laws basic service package provides access to bureau challenges and creditor interventions. Lexington Law offers a free credit repair consultation, which includes a complete review of your FREE credit report summary and score. Gerald is the founder and editor-in-chief of CreditFixed.com. (Ad) If youre thinking about signing up with Lexington Law to help repair your credit, youve come to the right place. We're confident that this information will give you everything you need to choose the right partner in your journey towards a fantastic credit report! REVIEWED BY Brad Blanchard | September 12, 2022 November 4, 2022. Are you looking to move somewhere new? It has one of the best guarantees in the industry, which can be a great reason to give it a try. Credit Saint BBB rating is pretty impressive. The step below PremierPlus is Concord Premier. Lexington Law vs. Credit Saint: Customer Service. Now, this is not a high-stakes choice. Disclaimer: This post contains references to products from one or more of our advertisers. The company has a 4.4-star average rating across more than 1,100 Google reviews, with the majority of reviewers praising the companys responsiveness, professionalism, and results. Both Credit Saint and Lexington Law are two of the best credit repair companiesin the United States. Its important to note that Lexington Law disputes the CFPBs allegations and has filed a motion to dismiss the lawsuit. In addition to legal representation, they also offer a credit monitoring and repair service that comes in three different tiers. It also includes a credit analysis component. On the other hand, Lexington Law is quite vague regars to the speed of their service. If youre serious about repairing your credit and obtaining a good credit score and looking for a credit repair company to help you with the task, Credit Saint is one of the best credit repair companies to consider. 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